I think you are all wrong.
VST and software is the best thing that has happened to music ever.
Yes, there is a lot more music produced and also a lot of crap music produced but the ratio of good:bad music remains and there is a also a lot more good music produced.
Saying that 99% sucks is your personal taste, because you grew up in a different time and music is after all about taste and trends.
Music you think that sucks today will be the classics for people in 10 years, so...
Anyway, talent is not related to money. There was crap music also 15 and 20 years ago when only the rich could afford making electronic music. It's just that no one remember it because, well, it sucked.
Same goes for today's music.
Don't blame the tools for the product.